In this attorney discipline case, the Florida Bar accuses Mr. Bander of seven violations of the ethical standards for lawyers pertaining to his representation of several clients seeking U.S. residency through the Immigrant Investment Program and his misuse of client funds. The judge-referee recommends that Mr. Bander be found guilty of all charges, disbarred, and pay Bar costs in the disciplinary proceedings. The Florida Bar supports the recommendation. Mr. Bander challenges the referee’s findings of fact, recommendations of guilt, and recommended sanction.

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